Time Value of Money at - Formulas for calculating future value of annuities. The current date should appear in cell C4. Enter TODAY ( ) Press the ENTER key on the keyboard. In this tutorial, we will use the TODAY function. Built into Open Office Calc are a number of DATE functions that can be used to do this. Savings Bond Calculator at - Includes the effect of federal taxes. It is normal to add the date to a spreadsheet. Retirement Savings Calculator - Similar to the simple savings calculator, but specifically related to retirement (graphed by age) and less flexibility in making deposits. CAGR Formula - Explains how to calculate annual growth rate for an investment. 401k Savings Calculator by - Similar to the calculator above, but specifically for 401k calculations, where you have an employer match, increasing salary, etc. But, by the end of the 30 years, my balance is almost twice what I put in. The graph shows that until about 10 years, the majority of the balance is the cumulative amount I've invested rather than interest earned. If Date2 is an earlier date than Date1, the result is a negative number. In the graph, the interest earned is the difference between the End Balance (blue line) and the Cumulative Interest (magenta line). DAYS (date2 date1) Calculates the difference, in days, between two date values. The screenshot below shows that my estimated savings balance after 30 years is about $134,500. 
I'm pretty sure that my tax return will be at least $1000 so I enter that in the Additional Annual Investments field.
I also want to deposit my tax return, but that will change from year to year. 42 Effective Ways to Save Money How Do I Track My Savings Goals? Using the Savings CalculatorĮxample: Let's say I start with $2500 in a savings account with a 4.0% annual interest rate (perhaps a CD or money market).
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